Benefits of the Disney Visa Card

Disney Visa Cardmembers receive reward dollars on all card purchases and there’s no limit to the number of Reward Dollars you can earn. There are 2 types of programs offered by Disney Visa:

Disney Visa earns (no annual fee)

• 1% on all purchases

Disney Premiere Visa earns ($49 annual fee)

• 5% on card purchases used on Hulu, DisneyPlus, and ESPN streaming services

• 2% on card purchases at gas stations, grocery stores, restaurants and most Disney locations

• 1% on all other card purchases.

Use your Disney Visa or Disney Premiere Visa to purchase a Disney vacation package you’ll receive a promotional APR of 0% for 6 months on the following:

• Disney World vacation packages

• Disney cruises

• Adventures by Disney packages

• Aulani, A Disney Resort & Spa, vacation packages

What Disney Visa Rewards actually look like

Both the Disney Visa and Disney Premier Visa offer some useful benefits for Disney fans.

The no-fee card is on par with others - 1 percent in cash back or rewards. But before you dish out $49 for the Disney Visa Premier annual fee, you might consider other cards without an annual fee.

For example, the Citi Double Cash Card offers 2% cash back on all purchases and there's no annual fee.

TIP: Try not to carry a balance with the Disney Premier Visa- the interest charges will eat up your profits.

Use sites like Credit.com to shop multiple credit cards at once - there are plenty of cards offering cash back and rewards for no annual fee.

Earning Disney Visa Reward Dollars

Disney Visa is average when compared to other credit card reward programs. But let’s break it down to what you would actually have to spend to earn some Disney Visa reward dollars:

• To earn 500 Disney Reward Dollars that can be applied to a Walt Disney World vacation, you’d need to spend $25,000 if earning 2% (gas restaurants and groceries), or $50,000 if earning 1%.

• To cover the Disney Premier Card annual fee you will need to spend an additional $2,450 each year on 2% eligible rewards or $4,900 on 1% eligible rewards. So those 500 Disney Reward Dollars actually cost $27,450 at 2% or $54,900 at 1%.

• If you spend $3,000 on a Walt Disney World vacation, which will earn 2% in rewards on the Disney Premier Visa, you'll get 60 Disney Reward Dollars.

• Reward Dollars can also applied toward airline travel as a statement credit. You can purchase any flight on any airline and apply Reward Dollars towards that purchase. Redemptions start at 50 Disney Rewards Dollars for a $50 airline statement credit toward tickets on any airline to any destination

Both the Disney Visa and Disney Premier Visa offer some useful benefits for Disney fans.

Star Wars Galaxy’s Edge | Walt Disney World

The card is on par with others - many offer 1 or 2 percent in cash back or rewards. But before you dish out $49 for the annual fee, you might consider other cards without an annual fee.

For example, the Citi Double Cash Card offers 2% cash back on all purchases and there's no annual fee.

The idea is to get as much as you can for things you are going to buy anyway without an annual fee.

Try not to carry a balance - the interest charges will eat up your profits. Use sites like Credit.com to shop multiple credit cards at once - there are plenty of cards offering cash back and rewards for no annual fee.

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Is Disney Premier Visa worth the annual fee?

With the Disney Premier Visa you can earn 2% in Disney Reward Dollars on purchases at Walt Disney World Resort, Disneyland Resort, gas stations, grocery stores, and restaurants.

It earns 1% in Disney Reward Dollars on everything else. The Disney Premier Visa has an annual fee $49.

Break Even on the Annual Fee

Is the Disney Premier Visa Worth the annual fee?

If earning double rewards, you’ll need to spend $2,450 to break even on the annual fee, or $4,900 if earning 1% in rewards. 

The Retailer Name Game

Sure it's nice to get 2% in rewards on gas and groceries but not all retailers are registered with Visa as an actual gas station or grocery store.

For example, Walmart Supercenter and SuperTarget might not be considered grocery stores according to Disney Visa, they are general merchandise stores and grocery purchases will earn 1%. It depends how each individual store is registered with Disney Visa.

Disney Visa Perks at Walt Disney World

TIP: Be sure to link your Disney Visa to your My Disney Experience account to take advantage of discounts while using mobile checkout during your visit.

Character Meet 'N' Greet at Epcot

Show your Disney Visa card from 1 pm to 6 pm.

Star Wars Character Experience

Free photo download at Disney’s Hollywood Studios at a private member location near the Star Wars Launch Bay. Just show your Disney Visa from 11 am to 4 pm.

Receive 10% off select merchandise

Spend at least $50 at select locations Walt Disney World.

Receive 15% off guided tours

Save on special tours experiences at Walt Disney World Resort like the Behind the Seeds Tour at Epcot and Wild Africa Trek at Disney’s Animal Kingdom. Reservations are recommended.

Receive 15% off the any salon treatment

Save on any salon treatment valued at $45 or more or any 50-minute or longer spa service at the spas and salons. Reservations are recommended.

10% off on Select Recreation activities

Carriage Rides at Disney’s Port Orleans Resort and Disney’s Fort Wilderness Resort & Campground. Horseback Trail Rides at Disney’s Fort Wilderness Resort & Campground. Reservations are recommended.

Receive 10% off select dining locations (restrictions apply).

Disney Visa Discounts Around Walt Disney World

10% – 20% off select purchases at select Walt Disney World Resort Additional locations when you use your Disney Visa Card.

• Receive 20% off entire purchase at Joffrey’s Coffee & Tea Co.® kiosks throughout Walt Disney World® Resort, Joffrey’s retail location at Disney Springs® Marketplace (excluding alcohol) and online at JOFFREYS.com with code: DISNEYBEANS23.

• Plus, receive 20% off food and non-alcoholic beverages at Paradiso 37, Taste of the Americas at Disney Springs® Marketplace.

• Receive 20% off select merchandise purchases at Luxury of Time at Disney Springs® Town Center.

• Plus, receive 15% off select purchases at Levi’s at Disney Springs® Town Center with code: DISNEY15.

• Plus, receive 10% off select merchandise purchases of $50 or more at the following Disney Springs®, EPCOT®, Magic Kingdom® Park and Disney’s Grand Floridian Resort & Spa locations:

  • ALEX AND ANI®

  • Arribas Brothers locations: Crystal Arts by Arribas Brothers at Disney Springs® Marketplace, Crystal Arts on Main Street, U.S.A.® and Pirates of the Caribbean® at Magic Kingdom® Park and locations in the Germany and Mexico Pavilions in EPCOT®.

  • Basin®

  • Basin White®

  • Chapel Hats (store and kiosk)

  • Columbia Sportswear Company (code: DISVIS22)

  • Good Fortune Gifts and House of Good Fortune

  • Just Fun Socks

  • Melissa Clube

  • Sanuk

  • Shop for Ireland at Raglan Road™

  • Sperry

  • Stance

  • Sugarboo & Co.

  • Volcom

• Additionally, receive 10% off select purchases at Disney’s BoardWalk Inn & Villas, Disney Springs® Area and across Walt Disney World® Resort:

  • American Bar & Grill at B Resort & Spa (food and non-alcoholic beverages only when you spend $50 or more)

  • Buena Vista Surrey Bike Rentals (Disney’s BoardWalk Inn & Villas only)

  • Buena Vista Strollers, Scooters and Wheelchairs

  • Cookes of Dublin (lunch, weekdays)

  • Ghirardelli® Soda Fountain & Chocolate Shop

  • Paddlefish

  • Planet Hollywood®

  • Raglan Road™ Irish Pub and Restaurant (lunch, weekdays)

  • Terralina Crafted Italian

  • The Polite Pig

  • The To-Go Cart (Disney’s BoardWalk Inn & Villas)

The Official Disney Visa Card page often has limited time offers and complete details regarding discounts and offers. Cardmembers sometimes have early access to special offers.

For over 12 years Darren Wittko has been helping people save money at Walt Disney World as both, a travel writer and a travel advisor with Magical Vacations Travel. He’s featured in the Unofficial Guide to Walt Disney World as a Best of the Best Disney Travel Agent. Darren resides in Celebration, FL.

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Recent Updates

The Disney Visa Credit Card Phone Number is (800) 300-8575

Updated August 2021, Darren Wittko