Is Disney World’s Travel Protection Plan Worth it?
The Walt Disney World Travel Protection Plan helps protect you and your family for unexpected covered losses from the moment that you step out of your front door until the moment you safely arrive back home.
You’re very excited for your Disney World vacation and the big day has finally come. You arrive at the airport only to find out your flight is delayed. After several hours of waiting, the airline cancels the flight. Unfortunately this is all too common these days.
You’re in a difficult situation now because, according Disney’s terms and conditions, you cannot cancel your vacation inside of 24 hours to arrival.
The penalty? Forfeiture of the entire package price.
The good news is that Disney is not some little bed & breakfast who is going to stick it to you for cancelling last minute. Odds are you will be offered some type of solution.
But what happens if you don’t like the solution? It could be anything from a 50% credit if you rebook, or maybe a partial refund back on your credit card. It’s really up to Disney, all you can do is go along with it.
You will almost certainly be reminded that Disney Travel Protection was an option when you booked your vacation package.
If you purchased travel protection, this is easy. Just file a claim! As long as your claim is for a covered reason, you’ll get your money back.
You can then make new vacation plans without the headache of dealing with partial refunds and future credits, or worse, losing the entire package price.
The cost of Disney Travel Protection is well worth the peace of mind. And I always say, you can never have enough insurance.
Have questions about planning your Orlando vacation? I have answers. Contact me today to get the most out of your vacation.
How much is Disney Travel Protection?
Disney travel protection is $95.00 per adult, and children age 17 and under are free with a paying adult.
It helps protect you and your family for unexpected covered losses from the moment that you step out of your front door until the moment you safely arrive back home. This means your airfare is covered too.
Disney Travel Protection Plan can be purchased any time prior to final payment for your trip.
Darren is a Disney-focused travel agent with Magical Vacations Travel and has over 13 years of experience. Readers of the Unofficial Guide to Walt Disney World rate him as a Best of the Best Disney Travel Agent. Darren is also an Orlando-based travel writer with topics ranging from theme parks to cruise lines.
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Guide to Disney World Travel Protection
In this article I review Disney Travel Protection, offer tips and answer questions like, How much is Disney Travel Protection? What is the Disney World cancellation policy?
Disney World offers a Travel Protection Plan on Resort Packages to help protect you and your family for unexpected trip interruption while you're on vacation. One of the best features is that your airfare is included, even if you booked it on your own.
Benefits of Walt Disney Travel Protection
How Much is Disney Travel Protection?
The current price for Walt Disney World Travel Protection is $95 per adult. Children age 17 and under are free when travel protection is purchased for the adults on the reservation.
Travel protection can be added at any time prior to final payment and is refundable for the first 14 days after it has been purchased. After 14 days, it is non-refundable.
Key benefits of Disney Travel Protection
You’re covered from the moment you depart for Walt Disney World until the moment you arrive back home, including airfare.
You’re covered if you cancel or interrupt your Walt Disney World vacation, due to illness or injury.
Reimburses up to the total trip cost of the prepaid travel arrangements due to illness, injury and non-medical reasons such as job loss, military service and more
Provides up to $25,000 of coverage if you get ill or injured on your trip
Room-Only Bookings
Travel Protection is not available on room-only bookings such as those booked as Florida Resident offers and group and convention offers.
To protect yourself and your family while traveling on room-only bookings, you’ll need a third-party insurer. ConsumerAdvocate.org recently reviewed the Best Travel Insurance Based on In-Depth Reviews.
Even if you book a Walt Disney World Resort package, you might save money by purchasing travel protection from a third party insurer.
Tips for Purchasing Travel Protection:
Wherever you buy your policy, ask for a quote or even a brochure that can be emailed to you. Websites don’t always provide full details.
Be sure you fully understand the coverage that is being offered to you. Ask questions if you need to.
When it comes to insurance, there’s a lot of confusing fine print. First, determine what is most important to you when it comes to travel protection. Then ask specific questions around that to make sure you understand how you will be covered.
What is Disney World’s Cancellation Policy?
Package Cancellations: Outside of 30 days amounts paid will be refunded. Cancellations made 2 days to 29 days prior to arrival will be subject to a $200 cancellation fee. For cancellations made 1 days or less prior to arrival or for no-shows, the full price of the package is non-refundable.
Room Only Cancellations: In order to receive a refund of your deposit, notification of cancellation must be received at least 5 days prior to your arrival date.
Have questions about planning your Disney vacation? I have answers! Contact me today and get more out of your vacation.
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For over 12 years Darren Wittko has been helping people save money at Walt Disney World as both, a travel writer and a travel advisor with Magical Vacations Travel. He’s featured in the Unofficial Guide to Walt Disney World as a Best of the Best Disney Travel Agent. Darren resides in Celebration, FL.
Recent Updates
Disney Increases Price for Travel Protection
Starting Aug. 29, 2018, Walt Disney Travel Company will be charging for every traveler, regardless of age, who would like to purchase the Travel Protection Plan. Plan costs are as follows:
- $5.50 per child (17 and under)
- $5.00 per child (17 and under)
- $6.00 per child (17 and under)
- $77.50 per adult
- $70.50 per adult
- $88.50 per adult
Pricing above will be assessed for new and existing reservations that add travel protection on the basis of person’s age at check-in. Existing reservations that have travel protection can be modified with no impact to the travel protection pricing unless a child is added to the existing reservation as of Aug. 29, 2018.
Starting Friday, November 22, 2024, Lightning Lane Premier Pass is now available to guests at ALL Disney Resort hotels.